Call UsEnquire Now

We're here to make it happen!

Independent Finance Service For:

  • First Homebuyers
  • Unique Construction Loans
  • Low Deposit Home Loans
  • No Deposit Home Loans
  • Guarantor Family Assist

Do You Qualify?

We can help with all financial aspects of building a home. Fill in our handy loan calculator and we’ll let you know what you can afford.

  • We make the journey easy
  • We make the journey easy
  • Let's see if you qualify.
  • Keeping it simple for WA home buyers
  • We’re crunching the numbers now. Submit your info to see if you qualify.

    By providing your email address you are consenting to be contacted by Momu in future, on the understanding that you have read and agree to our Privacy Policy and that you can opt-out at any time.

First Homebuyers

Our independent construction finance superstars are experts in helping you get finance approval for a construction home loan whilst taking the mystery and stress out of the process. They’re focused on making sure you always understand why, what, who and when.

They’re also equipped to help you access any government grants you may be eligible for!

With access to over 20 lenders and 2,500 loan products, our specialists will help find the most suitable financial solution to meet your needs.

Unique Construction Loans

Our specialists have access to unique products specifically designed for clients building their own home. Some of the unique features that they may be able to help you access are:

  • 2% deposit for first home buyers made up of 1% of the value plus the First Home Owners Grant (FHOG covers);
  • $50 per week payments during construction; and,
  • No requirement for mortgage insurance (which can save clients up to $12,000).

Low Deposit Home Loans

Other forms of lower deposit lending are available through mainstream lenders via our independent finance experts. Most lenders offer to lend up to 95% of the value of a house and land package. It is worth noting that these loans will require mortgage insurance (LMI) as they are deemed a higher risk.

No Deposit Home Loans

It may be possible for you to secure a loan with no deposit. There is a process to follow and requirements that must be met, but our team have access to loans that may allow lending of up to 100%.

Some possible solutions include:

  • Using unsecured borrowing as a deposit to build;
  • Using parents equity in property as security to build; or,
  • Using parents funds in a term deposit as security to build.

Guarantor Family Assist

A popular way for young Perth first home buyers to enter into home ownership is with the assistance of their parents. This is another solution that we can provide.

The process involves using equity in a parent’s property as security against the new house and land package being purchased. Cash in term deposits can also be used as suitable security.

Disclaimer

The information provided here is general advice only and your personal circumstances have not been taken in to consideration during its preparation, you should seek independent advice before making any decisions in relation to your personal finances.

Finance availability is subject to applicant meeting lenders qualifying criteria and all approvals are at the discretion of the lender.

Make An Enquiry

We’re here to help for your home,
land or finance questions.

By providing your email address you are consenting to be contacted by Momu Homes in future, on the understanding that you have read and agree to our Privacy Policy and that you can opt-out at any time.